TopStep Rules Explained (2026)
TopStep runs three fixed-size futures Combines — 50K, 100K and 150K — all sharing the same mechanic: an end-of-day trailing drawdown that locks at your starting balance once you've earned enough cushion, and no hard daily loss limit at all.
TopStep's plans at a glance
| Plan | Profit target | Daily loss | Max drawdown | Min. trading days | Time limit |
|---|---|---|---|---|---|
| 50K Combine | 6% ($3,000) | None | EOD trailing, 4% ($2,000), locks at starting balance | 2 | None |
| 100K Combine | 6% ($6,000) | None | EOD trailing, 3% ($3,000), locks at starting balance | 2 | None |
| 150K Combine | 6% ($9,000) | None | EOD trailing, 3% ($4,500), locks at starting balance | 2 | None |
Trading Combine consistency target
Your best day's profit must be no more than 55% of total profit to pass. If it exceeds 55% of the original profit target, the required total profit increases to your best day divided by 0.55. This is an objective, not an account breach. You can pass in as few as two trading days. Topstep's consistency guide confirms the 55% threshold, checked 8 October 2026.
How TopStep's drawdown works
TopStep's drawdown trails the highest end-of-day closed balance you've reached — intraday spikes don't move it, only where you close each day. Once that trailing floor rises to reach (or pass) your starting balance, it locks there permanently: it stops trailing further even if your balance keeps climbing, and it never moves back down. That lock is the key protection TopStep offers over a floor that trails forever — once you've banked enough of a cushion, you can never be knocked back below your original starting balance.
Notes & unconfirmed details
- Payout eligibility (5 winning days of at least $150 each) is a separate requirement from evaluation pass/fail and isn't reflected in the table above.
Track your TopStep Combine in real time
Every rule on this page, with live buffers showing how close you are to breaching. Free for 2 challenges.
Get the free app →Frequently asked questions
Does TopStep have a daily loss limit?
Not a hard, account-failing one, on any of the three Combine sizes in our verified data. TopStep's own materials reference a per-size Daily Loss Limit as a soft guideline, but it isn't modeled here as a rule that fails the account.
What happens to TopStep's drawdown floor once I'm profitable?
It locks. TopStep's trailing floor rises with each new end-of-day balance high, but once that floor would reach or pass your starting balance, it freezes there permanently — it never rises further and never falls back. Once locked, the worst case is ending back near your starting balance, not losing the account outright.
Is there a time limit on a TopStep Combine?
No — none of the 50K, 100K or 150K Combines carry a time limit in our verified data.
Visit TopStep's official site →