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FundingPips Rules Explained (2026)

✓ Rules verified 2026-07-16

FundingPips runs five forex/CFD plans with meaningfully different targets, daily loss limits and minimum-day requirements — from the no-minimum-days 2 Step Flex to the consistency-gated, instantly-funded Zero plan.

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1-Step, 2-Step and Zero plans — Zero pays out biweekly at a 95% split.

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FundingPips' plans at a glance

PlanPhaseProfit targetDaily loss Max drawdownMin. trading daysConsistency
1 StepSingle phase10%3% fixedStatic, 6%3None
2 Step Standard Phase 18%5% fixedStatic, 10%3None
Phase 25%5% fixedStatic, 10%3None
2 Step Flex Phase 110%4% fixedStatic, 12%0None
Phase 26%4% fixedStatic, 12%0None
2 Step Pro Phase 16%3% fixedStatic, 6%1None
Phase 26%3% fixedStatic, 6%1None
ZeroFunded from day oneNone3% fixed Static, 5%0 (7 profitable days required) Best day ≤ 15% of total profit

Account sizes: $5,000 / $10,000 / $25,000 / $50,000 / $100,000 on every plan; 2 Step Pro additionally offers $200,000. Zero pays out biweekly at a 95% split.

How FundingPips' drawdown works

Every FundingPips plan is modeled as a static drawdown — a fixed percentage of your starting balance, set once and never adjusted regardless of how your balance moves. The percentage itself varies a lot by plan, from a tight 5% on Zero up to a relatively loose 12% on 2 Step Flex — the plan you pick changes your risk budget significantly even though the mechanic is the same across all five.

Notes & unconfirmed details

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Frequently asked questions

Which FundingPips plan has no minimum trading days?

2 Step Flex — it's the only plan among FundingPips' five with 0 minimum trading days. Every other plan requires at least 1 (Pro) or 3 (1 Step, 2 Step Standard) trading days.

Does FundingPips Zero have a consistency rule?

Yes — the only FundingPips plan that does. Your best single day can't exceed 15% of your total profit, and you need at least 7 profitable days before you're eligible for a payout.

Is FundingPips' drawdown static or trailing?

All five plans are modeled as static in our data, but this isn't officially confirmed on FundingPips' own site — treat it as our best assumption pending direct confirmation at fundingpips.com.

Start a FundingPips challenge

1-Step, 2-Step and Zero plans — Zero pays out biweekly at a 95% split.

View FundingPips plans → Affiliate link — we may earn a commission at no extra cost to you.