FundingPips Rules Explained (2026)
FundingPips now offers 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro and Zero. Purchases and resets from 28 September 2026 use updated rules; older accounts can retain different conditions. Match the daily-loss add-on, reward split and purchase date shown in your dashboard before using this comparison.
5% off your first FundingPips purchase
1-Step, 2-Step and Zero plans — Zero pays out biweekly at a 95% split. The first-purchase discount applies automatically through this link — you'll see the 5% off before you pay.
Get 5% off your first purchase → Affiliate link — we may earn a commission at no extra cost to you.FundingPips' plans at a glance
| Plan | Phase | Profit target | Daily loss | Max drawdown | Min. trading days | Consistency |
|---|---|---|---|---|---|---|
| 1 Step Flex | Single phase | 12% | 2% or 3% | Static, 12% | 0 | None during evaluation |
| 2 Step Standard | Phase 1 | 8% | 3% or 5% | Static, 10% | 0 with 3% add-on; otherwise 3 | None during evaluation |
| 2 Step Standard | Phase 2 | 5% | 3% or 5% | Static, 10% | 0 with 3% add-on; otherwise 3 | None during evaluation |
| 2 Step Flex | Phase 1 | 10% | 4% | Static, 12% | 1 on 80% split; 3 profitable days on 95% split | None during evaluation |
| 2 Step Flex | Phase 2 | 8% | 4% | Static, 12% | 1 on 80% split; 3 profitable days on 95% split | None during evaluation |
| 2 Step Pro | Phase 1 | 6% | 3% | Static, 6% | 0 for new/reset accounts | None during evaluation |
| 2 Step Pro | Phase 2 | 6% | 3% | Static, 6% | 0 for new/reset accounts | None during evaluation |
| Zero | Funded from day one | None | 3% | Intraday trailing, 5%, locks at starting balance | 7 profitable days within 30 days | Best day ≤ 15% of total profit |
Account sizes: $5,000 / $10,000 / $25,000 / $50,000 / $100,000 on the evaluation models; Pro and Zero additionally offer $200,000. The table covers evaluation phases except Zero, which starts at the funded stage. Daily loss is measured from the higher opening balance or equity, and includes open-position losses. Zero's profitable days require at least 0.25% each within 30 days; Flex's 95% option requires at least 0.5% on each qualifying day.
Sources checked 8 October 2026: 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro and Zero.
How FundingPips' drawdown works
The evaluation models use static maximum-loss floors. Zero is different: its floor trails the highest recorded equity with a buffer of 5% of initial account size. Once equity reaches 5% above the start, the floor locks at starting balance and never moves down.
Notes & unconfirmed details
- FundingPips separates legacy rules before 28 September 2026 from current rules. Confirm your account's add-ons and dates. The tracker approximates daily loss using prior-day balance and does not fully model opening equity, live floating losses, rolling profitable-day thresholds or funded reward conditions.
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Get the free app →Frequently asked questions
Which FundingPips plan has no minimum trading days?
Current 1 Step Flex and new or reset 2 Step Pro accounts have no minimum trading days. The 3% daily-loss add-on also removes the minimum on 2 Step Standard. Current 2 Step Flex requires one trading day on the 80% split or three profitable days on the 95% split. Older accounts may retain different conditions.
Does FundingPips Zero have a consistency rule?
Yes. Your best single day cannot exceed 15% of total cumulative profit. Reward eligibility also requires seven days with at least 0.25% profit each within the rolling 30-day period; other reward conditions apply.
Is FundingPips' drawdown static or trailing?
The evaluation models use static drawdown. Zero trails the highest recorded equity with a buffer of 5% of initial account size and locks permanently at starting balance once equity is 5% above the start.
5% off your first FundingPips purchase
1-Step, 2-Step and Zero plans — Zero pays out biweekly at a 95% split. The first-purchase discount applies automatically through this link — you'll see the 5% off before you pay.
Get 5% off your first purchase → Affiliate link — we may earn a commission at no extra cost to you.